Contents

• Overview

1.1 Purpose
1.2 Context
1.3 Main Features of the Scheme
1.4 Applicant Eligibility

• Funding Principles

2.1 General
2.2 Financial Viability
2.3 Sales Valuations
2.4 Rents and Service Charges
2.5 Consents
2.6 Grant

• Rents

4.1 General
4.2 Rent Increases

• Leases

5.1 General
5.2 Fundamental Clauses
5.3 General Features
5.4 Rural Programme
5.5 Shared Ownership for the Elderly
5.6 HOLD:  Home Ownership for people with Long term Disabilities
5.7 Clawback on Key Worker Schemes
5.8 Self Build Shared Ownership
5.9 Year End Date

• Assessing Applicants Financial Capacity

6.1 General
6.2 Assessing Applicants
6.3 Joint Purchases
6.1 Immigration Status

• After sales

7.1 General
7.2 Staircasing
7.3 Rural Repurchase
7.4 Mortgage Difficulties
7.5 Review of Key Worker Eligibility
7.6 Additional Borrowing
7.7 Lease extensions for property still in shared ownership
7.8 Resales - Key Worker Living Leases
7.9 Resales - Valuations
7.10 Landlord Repurchase

Rural Repurchase

8.1 General
8.2 Features of the Scheme
8.3 Scheme Criteria
8.4 Grant Framework
8.5 Submission  of Application
8.6 Lease Requirements
8.7 Recovery of SHG
8.8 Examples of SHG Framework

• Reporting and Audit Requirements

9.1 General
9.2 Scheme Information
9.3 Supporting Documentation